Enter your funded account's numbers and it tells you whether you meet the payout rules today, the most you can request, the margin you keep afterwards and which big day would break your consistency.
Ten 50K accounts from APEX, Lucid, Topstep and Tradeify, with rules taken from their official help centers and checked one by one on October 21, 2026. Where a firm is ambiguous, we say so and use the most cautious reading.
How to fill it in
- Balance: the one on your dashboard, with everything flat. Topstep funded accounts start at $0; the rest at $50,000.
- Cycle profit: what you've made since your last approved payout, red days subtracted. On your first payout it's your balance minus the starting balance, and we fill it in for you.
- Best day and days: only within the cycle. A day only qualifies if it reaches your account's minimum (the field label tells you which). No firm says clearly whether that minimum is net of commissions: count it with commissions already taken out.
What the calculator can't see
Meeting the numbers is half of it. Firms also deny payouts because of how the money was made (hedging across accounts, trades lasting a few seconds, bots where they're banned), because of your identity or your bank, and because the balance dropped below the threshold while the request was pending. We cover it with sources in why prop firm payouts get denied. And always request with your positions closed: APEX requires it and the others don't say whether they allow it.
A number to keep your feet on the ground: according to the firms themselves, 33.3% of Topstep participants at the funded level received a payout in 2025, and 28.5% at Tradeify between August 2025 and July 2026. Who gets paid has the whole funnel.
A rough guide: the payout button on your dashboard has the final word. Firms change their rules without notice, and some reserve the right, by contract, to review or hold a payout even when the numbers are met. Left out on purpose: LucidDirect and Topstep's Live and Labs accounts, because their payout rules are ambiguous or experimental.
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Get the free workbookEducational content based on our own experience. Not investment advice. Firm rules change: check them on each firm's website. This article contains no affiliate links.