None of these five futures prop firms has Spain, Mexico, Colombia, Argentina, Chile, Peru, Uruguay or the Dominican Republic on its restricted list. All of them exclude Venezuela, and in Ecuador only APEX and Topstep are open. What changes is how you get paid: APEX pays a local bank account through Plane, Topstep only by international wire ($30 and 5 to 10 business days, plus 1 to 3 of internal approval), and Tradeify and MyFundedFutures through Rise, in local currency in Spain, Mexico, Colombia, Argentina, Peru and Uruguay.
Everything comes from each firm's official pages and its payment providers', checked on October 21, 2026. Firms change their country lists without notice, so check them before you buy.
Which firms accept your country
| Where you live | APEX | Lucid | Topstep | Tradeify | MyFundedFutures |
|---|---|---|---|---|---|
| Spain | yes | yes | yes | yes1 | yes2 |
| Mexico | yes | yes | yes | yes1 | yes |
| Colombia | yes | yes | yes | yes | yes2 |
| Argentina | yes | yes | yes | yes | yes |
| Chile | yes | yes | yes | yes | yes2 |
| Peru | yes | yes | yes | yes | yes |
| Uruguay | yes | yes | yes | yes | yes |
| Ecuador | yes | no | yes | no | no |
| Dominican Republic | yes | yes | yes | yes | yes |
| Venezuela | no | no | no | no | no |
No firm publishes a list of accepted countries: “yes” means your country isn't on its restricted list. Live (real money) accounts may have other rules.
- 1 You must pass identity verification before you receive the funded account (in other countries it's required before the first payout).
- 2 You can't buy accounts with crypto (cards are fine). It doesn't affect payouts.
The main rule is where you live, but Lucid also excludes by nationality, and Topstep and MyFundedFutures look at both. A Venezuelan living in Spain can join APEX and can ask Topstep for a review (with a Spanish residence document and bank statement); Lucid won't accept them, and Tradeify's and MyFundedFutures' rules don't make it clear. Your address, your ID and your bank account must be in an accepted country, and some firms check where you trade from.
How you get paid from outside the US
| Firm | How | Fees | Time | Your share |
|---|---|---|---|---|
| APEX | Plane: transfer to a bank account in your name and in your country of residence (a bank in another country gets the payout rejected). Per Plane, in your local currency if it supports it; otherwise in dollars. | Plane charges the receiver no fee, but its exchange rate may differ slightly from the mid-market rate. Intermediary banks may deduct something, and some countries apply a local tax on the conversion: per Plane, 1.2% in Argentina, 0.4% in Colombia and 0.005% in Peru. | APEX estimates 5 to 11 business days in total. The first payout also needs the Plane invite: 1 to 4 business days per APEX (another APEX page mentions up to two weeks). | 100% on new PA accounts (Legacy: 100% of the first $25,000, then 90%); $500 minimum per payout, with a cap per payout and at most 6 payouts per account. |
| Lucid | WorkMarket (to your bank or to PayPal) or crypto (BTC, ETH, LTC, USDT or USDC). Plaid is US only. | Lucid lists no fee of its own. WorkMarket, PayPal and the crypto network apply their own, depending on country and method. | Per Lucid, it sends the payout within 2 business days; WorkMarket can take longer depending on bank and country. | 90% to you; $500 minimum per payout. |
| Topstep | International wire (Wire/SWIFT) only. Wise is only for China, Canada and the UK. | $30 (Topstep's fee); banks may deduct a bit more. | 5 to 10 business days, plus 1 to 3 business days of internal approval. | 90% to you; $125 minimum per payout. |
| Tradeify | Rise: to your bank in local currency in Spain (EUR), Mexico (MXN), Colombia (COP), Argentina (ARS), Peru (PEN) and Uruguay (UYU) and, in every country, dollars by international transfer or stablecoins (USDC or USDT). Plane only if Rise isn't available to you. | Rise charges $10 per local-currency withdrawal, $25 per international USD transfer and, for USDC, $2.50 to $3.26 depending on the network (USDT fees are shown before you confirm), plus its exchange margin, which it doesn't publish. | 24 to 48 hours to your Rise wallet (up to 72 if you request at the weekend) and, from there, up to 2 business days in local currency or 3 to 5 in dollars. | 90% to you (80% on Elite Live accounts). |
| MyFundedFutures | Rise, with the same options: local currency in Spain, Mexico, Colombia, Argentina, Peru and Uruguay (confirm it in the Rise app) and, in every country, dollars by international transfer or crypto. | MyFundedFutures lists no fee of its own; Rise charges $10 per local-currency withdrawal, plus its exchange margin. If you convert your balance inside Rise and then withdraw to a local bank, you pay the margin twice. | Per MyFundedFutures, most payouts are approved instantly; with manual review, up to 6-12 business hours (up to 24 on the Rapid plan). Then Rise's timeline. | Depends on the plan; check your account's rules. |
What they ask for
- Identity verification at every firm before the first payout, and at some earlier: APEX checks your details against your ID when you sign up; Tradeify asks residents of Spain and Mexico before giving them the funded account; MyFundedFutures, before you trade the funded account; Topstep, before your second purchase.
- A bank account in your own name at APEX, Topstep and Tradeify (through Rise). APEX also requires it to be in the country you live in.
- US tax forms: US firms and their payment providers usually ask non-residents for form W-8BEN. That form is only for the US; for what you may have to report in your own country, ask an advisor.
Before you buy
- Check that neither your country of residence nor your nationality is on the firm's restricted list today.
- Pick the firm with the payout method that suits your bank: local currency, dollars or crypto.
- Do the math on the net: split, fees, conversion and local taxes. On a $1,000 payout, a $30 wire and a 90/10 split leave you about $870 before your bank's fees (the firm doesn't say in which order it applies them).
- Read why payouts get denied and check your numbers with the payout calculator.
- Keep records of what you pay and get paid: you may need them for your taxes (ask an advisor in your country).
One platform note: Topstep only offers TopstepX (and Quantower connected to it, on the Combine and XFA). If you use NinjaTrader, check the other firms' connections.
Sources
- APEX: restricted countries
- APEX: payouts for international users (Plane)
- APEX: payout method information (timelines)
- APEX: Legacy PA payout parameters
- Plane: fees for receivers
- Plane: local foreign exchange taxes
- Plane: which exchange rate it uses
- Lucid: restricted countries
- Lucid: payout methods
- Lucid: LucidFlex payouts (split and minimum)
- Topstep: am I eligible to trade with Topstep? (countries)
- Topstep: payout policy (methods, fees and timelines)
- Topstep: how identity verification works
- Tradeify: restricted countries
- Tradeify: KYC and AML policy
- Tradeify: Rise payouts
- Tradeify: common FAQs (split and timelines)
- Rise: withdrawals in local currencies
- Rise: withdrawal fees and minimums
- MyFundedFutures: restricted countries policy
- MyFundedFutures: KYC/AML policies
- MyFundedFutures: payout policy overview
- MyFundedFutures: accepted payment methods
- MyFundedFutures: Rapid plan
Checked on October 21, 2026. Not tax or legal advice.
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